Estimates vary regarding the number of Filipinos currently in the United Kingdom (UK). According to reports, the number of Overseas Filipino workers (OFWs) in the UK has increased over the last few years.
As is the case with most expats, Filipinos who leave for the UK do so to be able to financially uplift their families back home and to add quality to their lifestyle. This inherently creates an active remittance market. The World Bank’s figures show that remittance flows to the Philippines were US$ 34 billion as of 2018. Sending money home is a routine task, and it is in the interest of expats to seek a safe and cost-effective way to safeguard their hard-earned money.
If you’re an OFW in the UK and looking for an efficient way to send money back home , here are your options:
Bank Transfer
Given their sheer popularity, banks are naturally the first option to consider. All you need to do is visit your bank in the UK to perform the transfer. Some UK banks allow customers to conduct international money transfers from their internet banking dashboard to places where they have a presence.
There are two primary types of bank transfer service. A traditional transfer is one where a bank account wires money quickly and securely to another account. Alternatively, some banks transfer money through an electronic payment with the help of money transfer service providers like Xpress Money. Our partnership with trusted banking institutions like Banco De Pro Unibank INC and Metro Bank in the Philippines ensures remittance recipients can collect their funds through a safe and secure channel. Typically, bank transfers are used by expats because of credible reputation and swift service.
Xpress Money has one of the most competitive fee structures in the market. As you can find out by using our rate calculator, our transfer fee for sending money to the Philippines from the UK for amounts larger than GBP 250 is less than 2 per cent.

Cash Payout Services
A popular option to send money from the UK to the Philippines is through cash payout services. All you need to do is locate an agent partner nearby, and hand over the money and the receiver’s details for instant collection at a local money agent in the Philippines. Most often the thought behind using cash payout services to send money is to enhance the ease of access; be sure to use a remittance provider that has a robust network as it would ensure that the receiver won’t have to travel too far to pick up the cash.
More importantly, you will be more confident about your money reaching home securely if you transact with a reputable and established agent. With a strong network in both the Philippines and the UK, Xpress Money is one of the safest options to send and receive remittances.
Last words
Like thousands of expats who contribute to their home economy through remittance inflows, OFWs contribute to almost 10% of the country’s GDP. Remittance flows from expats to their families are often the latter’s only economic lifeline, so it is essential to do this as safely and affordably as possible.
Besides opting for a secure method to remit money home, consider the currency exchange rate and fees charged by different service providers. If you transfer money when the exchange rate is in your favour, you will naturally get better value for your earnings.
Money transfer organisations like Xpress Money have been serving the overseas Filipino community for over a decade now. All you need to do is find the most convenient way to send money home to your loved ones!
Also Read: Remittances and Domestic Consumption in the Philippines
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