XOPOTO is the simplest way to send money.
STEP 1 - Once you've downloaded XOPOTO, complete a one-time registration by filling in your personal details. Once registered, you can log into XOPOTO using your 4-digit secure PIN
STEP 2 - Provide transaction details such as amount, payout mode (Cash, Account Credit, etc.) and beneficiary information.
STEP 3 - If you're sending money, just pay online using any debit card. If you're requesting for money, inform your sender/payer through your selected social channel.
XOPOTO gives you the power to send and receive money on your terms.
With XOPOTO, you can
Skip beneficiary - You can choose to skip filling in your beneficiary details and have them do it for you.
Quick send – When you send or request money, XOPOTO automatically creates a card for each beneficiary/payer with all of their details. The next time you use XOPOTO, just select the card and enter the amount you wish to send or request.
Request for money – Great for emergencies and reminders! You can request for money from anyone residing in countries where XOPOTO is available.
Share moments – Send more than just money. XOPOTO enables you to share moments or emotions with the unique personalization feature, which allows pictures, videos, audio files or text to be added to the transaction.
Please note that the sender has 24 hours to complete the payment before the request expires. The request status will be updated to 'Transaction Expired' and you will need to create a new request.
No. Your transaction details are private and secure.
SEND: Sending money through XOPOTO is currently limited to UK-based residents, but will be available in more countries soon.
REQUEST: You can request money from over 160 countries.
This payout mode enables recipients to collect their cash instantly at over 180,000 Xpress Money cash pickup points. To collect the cash, please provide a valid ID and the 16-digit XPIN.
Yes, you can choose the 'skip' option on the beneficiary account details screen and send a message to your beneficiary to fill in those details through XOPOTO. You will be notified once your beneficiary fills in his/ her account details to complete the transaction. You can then proceed to make the online payment to complete the transaction.
This is another pay out mode where the money is delivered in cash at the beneficiary's address. The beneficiary will need to provide an ID proof along with the XPIN to the person who comes to deliver the cash. This service currently available in Egypt, Palestine & Vietnam is ideal for people residing far away from an agent location and are not able to physically visit one.
Cash pick-ups are available within minutes at our cash payout points. For Account Credits, Mobile Wallets or Door Deliveries, it will take up to 48 hours. During bank and public holidays, it may take longer than 48 hours.
Your money is safe with us. The makers of XOPOTO – Xpress Money, have been a reliable name in the money transfer service since 1999. XOPOTO uses the same system and network infrastructure used for processing millions of remittance transactions every year. It relies on banks and agent partners who are licensed and authorized by the respective country regulators to ensure that the money reaches the beneficiary safely.
We are bound by privacy laws to ensure that the information provided by you is only used for the purpose of executing the transaction. All transactional data is used and maintained in accordance with the guidelines provided by the respective Central Banks of the countries.
Rest assured that XOPOTO does not share any personal or transactional data on social media networks. All personal and transactional data reside within Xpress Money's secure transactional system.
You can either write to email@example.com or call us on any of the contact numbers provided along with the 16-digit XPIN and transaction details. We will process a refund back to the card that was used for making the payment within 3 to 5 business days, provided the money has not been credited or paid out when the refund request is made.
Automatic refund Xpress Money reserves the right to automatically cancel and refund the money back to the card used for making the payment, if necessary KYC and due diligence information provided is not sufficient to process the transaction.