Xpress Money, Instant Money Transfer

Leading by example

Xpress Money firmly believes in a customer-centric approach, a cornerstone in the company's quest for excellence. Our strong team understands the needs of the consumers in this dynamic industry and focuses its efforts to surpass customer expectations every time.


  • Promoth Manghat, CEO of UAE Exchange Group

    Y Sudhir Kumar Shetty, Xpress Money TeamResponsible for formulating the organisation's global strategy, Promoth leads global sales, marketing and operations, including end-to-end oversight of the branches and expansion plan along with the financial and operational performance, worldwide. He plays a key role in the strategic development and roll out of new products across UAE Exchange locations.

    UAE Exchange stands for commitment to customer satisfaction and business excellence, which Promoth personifies perfectly. Backed by his experience in a variety of roles, he is known for his exceptional ability to manage large and diverse teams and to nurture new business verticals and offerings. Promoth has also led the team that devised the risk and compliance strategy, which strengthened the global compliance of the organisation, building its goodwill among regulators from across countries, where it has operations. He has been at the helm of several key transitions at UAE Exchange in the last 10 years including restructuring, visioning and branding, which paved way for the transformation of UAE Exchange into a truly global brand.

    Promoth was conferred the prestigious Excellence in Finance & Profession Award instituted by the Institute of Chartered Accountants of India (ICAI), Abu Dhabi Chapter, in 2015. 2016 saw him bagging the Finance CEO of the Year Award at the Indian CEO's Awards by ITP Group.

    An associate member of the Institute of Chartered Accountants of India since 2000, Promoth holds a Bachelor's Degree in Commerce.

  • Sudhesh Giriyan, Chief Operating Officer

    Sudhesh Giriyan, Xpress Money TeamAs an expert in the world of finance, and a veteran with extensive knowledge in the remittance & payments industry in particular, Mr. Sudhesh Giriyan holds the position of COO at Xpress Money. Mr. Sudhesh is extensively involved in the overall strategy, operations and profitability of Xpress Money in the diverse international markets that the company operates in.

    Mr. Sudhesh has been a part of the Xpress Money family for over a decade, and has played an integral role in shaping up the marketing, customer service management and market research efforts for Xpress Money. With one of his key focus areas being expansion of the brand's equity across international markets, he is the driving force behind Xpress Money's fast multiplying global network of partners and strategic alliances with both banking and non-banking institutions.

    A leader who focuses on opportunities and solutions when facing challenges, Mr. Sudhesh believes in leading his team from the front. Through the years his keen eye for identifying new markets, his knack for building sustainable relationships and always delivering a better value to the customer have been instrumental in transforming Xpress Money into one of the world's most trusted and well-networked instant money transfer brands.

    Mr. Sudhesh holds a Master's in Business Administration from the Indian Institute of Management, Bangalore (IIM-B), and a degree in Mechanical Engineering from Karnataka, India. He has also completed the prestigious Management Development Program from IIM, Bangalore.

    When not passionately pursuing the Xpress Money dream, Sudhesh likes to take time out to spend with his family. He has a keen interest in music and is known to be a very good singer. Sudhesh also likes to set aside time to pursue meditation whenever possible.

  • Santhosh KJ, Chief Compliance Officer

    Santhosh KJ, Xpress Money TeamMr. Santhosh K. J with over 14 years of experience in International Remittances and Foreign Exchange, specifically in Money Service Business (MSB), he has a very strong background in Relationship Management, Product Development, Building Systems, Procedures, Controls and Processes. He has been instrumental in building & running the AML /CTF Compliance Programs of various group entities. A seasoned expert in managing almost all areas of Remittance and Forex business, he is result-oriented, adaptable, self-motivated, and a very effective communicator with excellent multitasking experience.

  • Nirav Parekh, Regional Vice President – Europe

    Nirav, Xpress Money TeamMr. Nirav Parekh has been associated with Xpress Money and driving the region's business since the year 2013. In the capacity of Regional Vice President- Business Development, Europe, Nirav is primarily responsible for managing network expansion and building strategic alliances in the region that aid in business development and the growth of Xpress Money. He has been instrumental in enhancing Xpress Money's presence to new geographies in the region, whilst fortifying the brand's foothold in existing markets.

    Nirav is a seasoned professional with over 15 years of rich experience in the banking and financial services industry, in India and the UK. Prior to Xpress Money, Nirav was with ICICI Bank, both in UK & India, where he was mainly responsible for Retail Banking in UK and Currency Management in India for 9 years. He has served similar roles with Global Trust Bank wherein he was managing Back Office Operations and the ATM department for over 4 years.

    Nirav is a Graduate in Accountancy & Economics from Narsee Monjee College (Mumbai University), India. He began his career with BPL Mobile as an Area Sales Manager before he moved to the banking industry with Global Trust Bank.

    When he is not busy working on business plans, Nirav enjoys cooking, driving and watching cinema.