Xpress Money, Instant Money Transfer

Leading by example

Xpress Money firmly believes in a customer-centric approach, a cornerstone in the company’s quest for excellence. Our strong team understands the needs of the consumers in this dynamic industry and focuses its efforts to surpass customer expectations every time.


  • Y Sudhir Kumar Shetty, President

    Y Sudhir Kumar Shetty, Xpress Money TeamA leading figure in the field of finance and global remittance, Y Sudhir Kumar Shetty is the driving force behind Xpress Money’s constant innovation. His contribution to business operations have ensured that Xpress Money has become the global brand that it is today!

    An eloquent speaker, Sudhir brings with him leadership, technical insight and operational expertise to Xpress Money. He has been at the helm of the company’s global operations since 1999. He, along with his team of professionals, has been responsible for taking product improvement, customer relationship management and quality benchmarking to new levels.

    Sudhir holds a Bachelor’s degree in Law and a Degree in Commerce from the University of Mysore in India. He is also a member of several executive and business councils in the UAE and was recently elected the honorary President of the Indian Social and Cultural Centre, Abu Dhabi.

    Not only has Sudhir participated in the highly acclaimed 'Key Executive Program' at Harvard Business School, USA in October 2000, he frequently delivers lectures at various academic and professional gatherings around the world.

  • Sudhesh Giriyan, Chief Operating Officer

    Sudhesh Giriyan, Xpress Money TeamSudhesh Giriyan, Xpress Money’s Chief Operating Officer, has been instrumental in transforming Xpress Money into one of the most well-networked instant money transfer brands. With a keen eye for new and emerging markets around the world, Sudhesh’s biggest strength has been improving the agent location network by identifying and strategically aligning with renowned banking and non-banking entities.

    Sudhesh holds a Master's in Business Administration from the Indian Institute of Management, Bangalore (IIM-B), and a degree in Mechanical Engineering from Karnataka, India. He has also completed the prestigious Management Development Program from IIM, Bangalore.

    At Xpress Money, his repertoire of responsibilities includes building long term brand equity and improving the value proposition to customers. He has also spearheaded efforts to achieve greater market penetration and increased customer acceptance of Xpress Money’s unique features.

    From marketing, strategic alliances, branding and positioning, and customer service management to corporate communications, media relations, marketing promotions and market research, Sudhesh expertly dons many hats! He has, in fact, established new industry benchmarks across all facets of the company.

  • Santhosh KJ, Vice President – Global Operations & Service Quality

    Santhosh KJ, Xpress Money TeamIf there is a force responsible for transforming Xpress Money into one of the safest money transfer platforms in the industry, it is Santhosh KJ, Vice President – Global Operations, Service Quality and Compliance. His responsibilities include product innovations, 24/7 agent support, system enhancements and standardization of service quality across the global network.

    With a Masters in Business Administration from Mahatma Gandhi University, India and 10 years of experience in the financial services industry, Santosh has spearheaded numerous transformations across the organization, thanks to his ability to handle diverse portfolios. He is also a Certified AML Specialist (awarded by ACAMS, USA) and his core expertise lies within the field of remittance.

    As the Head of Compliance, he is responsible for formulating and implementing the AML – CTF Policy of the Company and revamping it to meet the standards set by relevant authorities. The function primarily ensures advanced agent and Customer Due Diligence Practices in compliance with local and international regulations.

    Additionally, Santhosh oversees the Training Division that caters to agent partners. He has been successful in devising advanced tools and techniques including Online Interactive Tutorials.

  • Ashwin Gedam, Vice President – Global Marketing & Communications

    Ashwin Gedam, Xpress Money Team With 16 years of rich 360 degree marketing experience in India, Ashwin Gedam joins Xpress Money as Vice President – Global Marketing and Communications. A seasoned professional in the advertising, banking and financial services industry, he is in charge of the overall brand, marketing and communication aspects of Xpress Money on a global level.

    Prior to holding this position with Xpress Money, he was associated with ICICI Bank where he was mainly responsible for the organization’s marketing and brand strategy for 7 years. He has served similar roles with BRICS Securities and Kotak Securities wherein he was an integral member of the core marketing function at both the organizations.

    Ashwin is a Graduate in Engineering and holds a Master's degree in Marketing Management from Pune University, India. He began his career with Bajaj Tempo as Engineer, then moved to advertising with FCB Ulka and was involved in Advertising and CRM strategy development for premium clients for over 4 years.

    When he is not busy devising innovative brand strategies, Ashwin enjoys cooking, photography and watching different genres of cinema.

  • Vijayalakshmi Pradeep, Global Head – Human Resources & Administration

    Vijayalakshmi Pradeep, Xpress Money TeamPrecision in planning & organizing and an eye for detail, is what describes Ms. Vijayalakshmi Pradeep, Xpress Money’s Global Head of Human Resources & Administration. In her role, Vijayalakshmi is responsible for the complete HR Strategy of the organization, globally. With a career spanning 15 years, her knowledge and expertise of the industry is remarkable.

    A home grown talent of sorts, she joined the Group in 2007 to Manage the Training & Development Department with UAE Exchange. She was also given the additional responsibility to lead the HR Service Delivery team for the GHQ Offices. Her commitment and passion for excellence, were instrumental in her move to Xpress Money in 2010, where she was assigned to head the brand’s HR function, globally. Vijayalakshmi and her team take pride in the fact that Xpress Money today, is known to be an employee friendly, peoples organization.

    She started her career as a High School English teacher, in Banglore, India. She then moved to explore the corporate world and worked with multi-national brands like Aditya Birla Group (Aditya Birla Minacs - TransWorks) and Australia New Zealand Bank (ANZ), where she specialized in Training, and Learning & Development.

    Vijayalakshmi is married and lives in Dubai with her husband and two daughters. When not at work, she enjoys travelling and spending time with her family. She is also an assessor with the Dubai Government Awards (DHDA) and has assessed many companies on their internal HR Strategies and Processes.

  • Arvind Mylar, Vice President – Business Development, MEASA & CIS

    Arvind, Xpress Money TeamArvind, a seasoned professional in the financial industry, has been a part of the Xpress Money team since 2010. As a key member of the leadership team and in the capacity of Vice President – Business Development, MEASA & CIS, Arvind is responsible for driving growth and enhancing the brand’s presence to new geographies in MENA, South Asia, Africa and CIS countries, whilst fortifying the brand’s foothold in existing markets. He is in charge of this formidable geographic entity (MEASA & CIS), which covers key send and receive markets, from a global remittance industry perspective.

    Arvind has inherent knowledge and understanding of the remittance business, retail banking and automotive insurance. With rich industry experience of 19 years, he has been at the helm of different functions, such as, business strategy development, sales, distribution & key account management, product development and credit underwriting.

    Prior to joining Xpress Money, Arvind has held successful leadership positions with corporate entities like Al Futtaim GE Finance Company, Dubai First PJSC, Dubai Bank and ICICI Bank.

    He holds an MBA degree in Marketing from the University of Mysore.

  • Nirav Parekh , Regional Vice President – Business Development, Europe

    Nirav, Xpress Money TeamMr. Nirav Parekh has been associated with Xpress Money and driving the region’s business since the year 2013. In the capacity of Regional Vice President- Business Development, Europe, Nirav is primarily responsible for managing network expansion and building strategic alliances in the region that aid in business development and the growth of Xpress Money. He has been instrumental in enhancing Xpress Money’s presence to new geographies in the region, whilst fortifying the brand’s foothold in existing markets.

    Nirav is a seasoned professional with over 15 years of rich experience in the banking and financial services industry, in India and UK. Prior to Xpress Money, Nirav was with ICICI Bank, both in UK & India, where he was mainly responsible for Retail Banking in UK and Currency Management in India for 9 years. He has served similar roles with Global Trust Bank wherein he was managing Back Office Operations and the ATM department for over 4 years.

    Nirav is a Graduate in Accountancy & Economics from Narsee Monjee College (Mumbai University), India. He began his career with BPL Mobile as an Area Sales Manager before he moved to the banking industry with Global Trust Bank.

    When he is not busy working on business plans, Nirav enjoys cooking, driving and watching cinema.